By accessing or using Plutonal.ai ("Platform," "Service," "we," "us," or "our"), you agree to be bound by these Terms and Conditions ("Terms"). If you do not agree to these Terms, you must not access or use the Platform.
Plutonal.ai is a research and information platform only. We provide AI-generated market intelligence, analysis, and educational content. We are NOT:
Nothing on this Platform constitutes investment advice, financial advice, trading advice, or any recommendation to buy, sell, or hold any security, asset, or investment. All content is provided for informational and educational purposes only.
You expressly acknowledge and agree that:
You agree that:
You understand that:
TO THE MAXIMUM EXTENT PERMITTED BY LAW:
You agree that Plutonal.ai, its founders, officers, employees, agents, partners, and affiliates shall NOT BE LIABLE for:
In no event shall our total aggregate liability to you exceed the amount you paid to Plutonal.ai in the twelve (12) months preceding the claim, or USD $100, whichever is less.
YOU EXPRESSLY ASSUME ALL RISKS associated with:
You agree to indemnify, defend, and hold harmless Plutonal.ai and its affiliates from any claims, damages, losses, liabilities, costs, or expenses (including reasonable attorneys' fees) arising from:
These Terms shall be governed by and construed in accordance with the laws of New South Wales, Australia, without regard to its conflict of law provisions.
You irrevocably submit to the exclusive jurisdiction of the courts of New South Wales, Australia for any disputes arising from these Terms or your use of the Platform.
Any dispute may, at our sole discretion, be resolved through binding arbitration in Sydney, Australia, under the rules of the Australian Centre for International Commercial Arbitration (ACICA). The arbitrator's decision shall be final and binding.
You agree to bring claims only in your individual capacity and NOT as part of any class action, consolidated action, or representative proceeding.
You must be at least 18 years old (or the age of majority in your jurisdiction) to use this Platform.
While we operate from Australia, users from any jurisdiction may access the Platform subject to their local laws. You are solely responsible for ensuring your use of Plutonal.ai complies with all applicable laws in your jurisdiction.
You may not use the Platform if you are located in, or a resident of, any jurisdiction where such use would be illegal or require licensing we do not possess.
You acknowledge that investment activities may be regulated in your jurisdiction. You are solely responsible for complying with all applicable securities laws, tax laws, and regulations.
All content, including AI-generated analysis, remains the property of Plutonal.ai. You receive a limited, non-exclusive, non-transferable license to access content for personal, non-commercial use only.
Any content you submit to the Platform (queries, feedback, etc.) grants us a worldwide, royalty-free license to use, modify, and incorporate such content into our services.
You may not reproduce, distribute, sell, or create derivative works from Platform content without our express written permission.
We reserve the right to:
We may suspend or terminate your account at any time for:
Upon termination:
Your use of the Platform is subject to our Privacy Policy. We collect and process data as described in that policy. We make no guarantees about data security, though we implement reasonable safeguards.
The Platform may integrate third-party data providers, payment processors, or services. We are not responsible for third-party services, their accuracy, or their availability.
THE PLATFORM IS PROVIDED "AS IS" AND "AS AVAILABLE" WITHOUT WARRANTIES OF ANY KIND, EITHER EXPRESS OR IMPLIED, INCLUDING BUT NOT LIMITED TO:
We make NO GUARANTEES regarding:
Plutonal.ai is NOT regulated by:
We do not hold ourselves out as a registered investment advisor, broker-dealer, or any regulated financial intermediary. We operate as a technology and information platform only.
These Terms constitute the entire agreement between you and Plutonal.ai regarding the Platform.
If any provision of these Terms is found invalid or unenforceable, the remaining provisions remain in full effect.
Our failure to enforce any provision does not constitute a waiver of that provision.
You may not assign these Terms. We may assign our rights and obligations to any third party.
We are not liable for delays or failures due to circumstances beyond our reasonable control.
For questions about these Terms, contact us at:
✓ You have read and understood these Terms in their entirety
✓ You understand investing involves substantial risk of loss
✓ Plutonal.ai provides information only, not investment advice
✓ You will not hold Plutonal.ai liable for any investment losses
✓ You will consult licensed professionals before making investment decisions
✓ You assume all risks associated with your investment activities
✓ You agree to the governing law and jurisdiction provisions